Homes and businesses uninsured against flood, hurricane and earthquake risk, create a significant moral hazard for communities. Only those few who can afford to rebuild without insurance should go without insurance.

FAIR Actions

Support state legislation to encourage private flood insurance.
The FAIR Certified Partner Program™ requires participating realtors to educate their clients on the importance of flood insurance.

FAIR Foundation Actions

Encourage federal legislation to require earthquake insurance in high risk areas.
Campaign to encourage the purchase of flood insurance.
Reduce-Property-Loss

Reduce property Loss
Promote Robust Competitive Markets

Promote Robust Competitive Markets
educate-insurance-consumers

Educate Insurance Consumers
Reduce Uninsured Risk

Reduce Uninsured Risk
Eliminate Unnecessary Cost Drivers

Eliminate Unnecessary Cost Drivers

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